Inflation is here and perhaps worse than thought. The Fed raised the Federal Funds Rate 7 times in 2022 and twice in 2023 so far. Fed officials have indicated the rate may be as high as 5.1% to 6% by the end of 2023. This would be the highest the Federal Funds Rate has been since October 2007.

Typically, interest rate increases have a downward effect on the value of private companies … but, we have not seen this occur – yet. Get ahead of this. If you miss the mid 2023 market, be prepared to wait 5 to 7 years for the next market cycle … and if you wait, and Capital Gains Taxes go up, you will net less when you eventually sell.